Job Responsibilities:Experienced in credit approval, familiar with regional conglomerates and industry-leading large local corporatesConduct in-depth analysis of financial statements, industry trends and credit facility structure for large corporate clients and prepare due diligence reports to support credit decision makingWork closely with relationship managers, product teams, and other internal units to structure credit facilities and align on credit risk strategies.Familiar with local and group level regulatory requirements and compliance checking requirements, consistently adheres to internal policy requirementsSupport drafting or review of credit risk management policy and by-industry credit guidelinesFoster strong collaborative relationships with internal stakeholders to promptly identify and resolve risk and control issues.Assist with regulatory examinations and auditing tasks related to credit risk.On-the-job training will be offered to successful candidates to take a short-term assignment at Bank of China (Hong Kong), and returning to the original hiring country after the secondment.
Job Requirements:
Bachelor’s degree or higher in Finance, Accounting, Economics, Risk Management, or a related fieldsAt least 5 years of relevant work experience in credit risk analysis, credit evaluation, and risk assessment for large corporate or institutionalManagerial experience is preferred.Professional qualifications in Financial Analysis / Risk Management are preferred.Solid understanding of macroeconomics, loan markets, public debt instruments, and industry developments affecting large corporate clients.Excellent command of both spoken and written English and local language in Philippines to convey complex economic and financial concepts clearly to diverse audiences.Proficiency in use of Microsoft Word and Excel; familiarity with market information tools such as Bloomberg and LSEG Workspace is also preferred.Willing to work under pressure with strong self-initiative.
Role Purpose:Responsible for sales and marketing, manage and grow client relationship, attend to client’s service and transactional queries and requirements.
Duties and Responsibilities:
A. Sales and MarketingResponsible for client relationship management, including onboarding of new relationships, makes calls and visits to clients to assess needs, address client concerns and issues, updating clients on new product offerings, etc. Reviews and monitors client accounts and shifts in AUM.Achieve sales targets through cross selling to existing clients, monitor client coverage for products.Provide efficient and professional service to clients, through in depth knowledge of products and processes, in order to attain customer satisfaction.Focus on driving and increasing client deposits, revenue contribution.Analyze the current roster and portfolio of the clients, prepares sales plans to grow the businessSolicits new clients through networking with customers and client calls together with Relationship Managers to sell the payroll product, assess needs, address client concerns.Develop a sales plan according to the identified target prospective and potential personal accounts that will be marketed to. B. Client onboarding:Prepares and reviews the necessary documentation related to customer account opening and updating maintenance.Review and process all account opening applications, ensure the documentations are complete, details accurate and that the proper KYC and due diligence has been conducted accordingly. C. Customer Service:Attend to all inquiries received (e.g. for documents needed for account opening, transaction requirements), customer issues and complaints whether through face to face, phone or email in a timely manner and refers to the proper officers inquiries/complaints beyond their area of responsibilities.Manages and coordinates with different Department and Units in the Bank to ensure timely attention and resolution of client concerns, complaints, transactions and requests.Recommend improvements in operational processes, procedures and products based on customer feedback.
Job Specifications:
Graduate of any four (4) year courseAt least 5 years related work experience in retail banking, primarily in a frontline roleSpeaks Fookien and/or Mandarin.Excellent client relationship skillsService oriented
Product Manager, Digital Platform & Product Delivery
Role Purpose:To lead the development, implementation, and enhancement of transaction banking digital channels and solutions, ensuring seamless delivery of payment, receivable, and liquidity products. The role drives innovation by leveraging fintech trends, ensures compliance with market and regulatory requirements, and collaborates with stakeholders to deliver client-centric, scalable banking solutions across electronic platforms.
Responsibilities:Responsible for Transaction Banking Product Management over various electronic channels including Corporate Internet Banking, Corporate Mobile Banking, Host-to-Host Channels and SWIFT-based direct connection solutions.Coordinate with internal and external stakeholders to ensure timely and seamless implementation on multi-products, including Payment, Receivable, Liquidity management and Electronic Channels (internet banking, Host-to-host, API, SWIFT for corporates).Keep abreast to FinTech applications, proposing new channel features and marketing initiatives, establishing channel programs and ensuring system and documentation readiness.Keep abreast of market and regulatory changes related to electronic banking channels.Responsible for driving new product roll out in relation to transaction banking and digital platform.Work closely with Customer Solution Managers and Segment Management in working out suitable solutions to meet clients’ and market needs.On the job training will be offered for successful candidate to take a short-term assignment in Bank of China Hong Kong. After the assignment, long-term placement will be in the candidate’s original hiring country or at one the South East Asia Branches of Bank of China Hong Kong, based on business needs and individual performance. Requirements:Degree holder with major in Business Administration, Economics, Marketing, Fintech or related disciplines.5 years or above working experience in trade finance products in Banking is preferred.Experience in handling local Corporate clients and/or Banking clients. Excellent presentation and negotiation skills.Relevant working experience in domestic commercial banks and / or regulatory bodies in South East Asian countries is an absolute advantage. Excellent command of both spoken and written English and local language in Philippines. Chinese is an advantage. Willing to travel and rotate in South East Asia regions.
Role Purpose:
To oversee the risks in relating to market, interest rate, liquidity and treasury risk, including but not limited to risk monitoring and ensuring there are no limit breach.Provide risk alert and guidance to the front line and middle office and Independent risk report.Establishing various internal controls in the processes and operations and other RMD functions specified in policies & procedures.To review and analyze the various measurement tools and ensure these tools are comprehensive, accurate, reasonable and commensurate to the market activities of the front line.To ensure that large value transactions are properly identified and assessed in accordance with internal policies.To conduct analysis of the macroeconomy and important sectors of the Philippine economy and to provide support on risk governance.
Duties and Responsibilities:
Review/update/draft market, interest rate and liquidity risk (“MRIRLR”) policies and procedures (P&P) based on Group policies or guidelines as applicable to the bank and BSP requirements. Disseminates/distributes the approved risk policies to the relevant businesses/functions to guide them in the conduct of their businesses/functions. Performs compliance monitoring of these policies and review to ensure approved policies are adhered to.Provide independent risk assessment on treasury risk in the process of relevant transaction approval according to policy requirements. Ensure compliance to regulatory ratios and internal thresholds.Provide risk assessment on large value transactions on its impact to liquidity ratios and IRRBB-related ratios. Coordinates with the Portfolio Management Officer for any Expected Credit Loss (ECL) considerations as necessary.Measures, monitor and independently report risks, including but not limited to BAU monitor, stress test/scenario analysis/simulation, investment portfolio monitoring, provide risk alerts etc. for proactive risk identification and control.Review and amend the risk management framework according to new regulatory standards/guidelines and the new Basel requirements to ensure the bank to follow regulatory requirements.Participant in the PDD/product assessment and provide risk opinion for MRIRLR.Conduct ICAAP assessment. Provides inputs to the Recovery Plan in relation to MRIRLRRectify audit finding.Prepare MRIRLR standard operating procedures (SOP).Work with Credit Approval Team in the conduct of industry studies and credit underwriting guidelines.Support the CRO is risk governance as part of ROICC SecretariatAccomplish other works assigned by Head, Management and Group line.Be part of the bank’s digital transformation efforts including but not limited to being assigned to agile teams, and work on the required deliverables or take on additional business as usual functions designated by department/unit heads.Participate in customer-centric projects, initiatives and program led by designated teams in the organization.
Job Specifications:
Graduate of a bachelor’s degree in Accounting, Finance, Business Administration, RiskManagement, Financial Engineering, Statistics or related disciplinesMinimum 5 years working experience in banks or financial institutions, with minimum 2 years specialized in asset and liability management/financial riskmanagement/market risk management/treasury investment.Good treasury product knowledge required.
